Life Insurance

A guarantee that your loved ones will be financially secured.

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Life Insurance - ASN, Advisory Services Network AG provides world-class international health, life, disability, and loss of income insurance for Private Clients (expatriates, globally mobile professionals, emigrating individuals, HNWIs, families, and travelers) and Group Solutions for Corporate Clients (internationally active companies). All insurance contracts can be serviced by our experienced multilingual support team. ASN also provides Services to Corporate Clients on Corporate Health, local and international Employee benefits, Pooling Set-up and Monitoring, Virtual Pooling and Reporting. 1

Life Insurance gives you peace of mind & guarantees your family’s financial security.

These are 2 of the most important questions, we can ask you:

– What would the financial future hold for your spouse and children without you?
– What would the financial future hold for your company without you?

For a relatively small cost, life insurance can help compensate a family or your company for such a loss.

In partnership with some of the world’s best life insurance providers, we are able to offer to you a selection of comprehensive and flexible solutions that will support you and your loved ones when you need it most.

Life insurance guarantees that your loved ones will be taken care of, ensuring the cost of medical and funeral expenses are covered, legal fees and any debts are handled, and financial comfort is provided to your beneficiaries.

FIND YOUR PERSONAL consultant

Overview of benefits

  • The option of single or joint policies
  • Cover for terminal illness and accidental death
  • Immediate, ongoing and future cash
  • Tailored policies that suit your specific situation and the needs of your loved ones
  • Fair treatment and first class services & support
  • Your choice of currency
  • Monthly, quarterly, semi-annual and annual payment options

INTERNATIONAL life INSURANCE

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With your international Life Insurance you receive ASN’s superior and exclusive service, at no additional cost.

Internationale Krankenversicherung - ASN, Advisory Services Network AG provides world-class international health, life, disability, and loss of income insurance for Private Clients (expatriates, globally mobile professionals, emigrating individuals, HNWIs, families, and travelers) and Group Solutions for Corporate Clients (internationally active companies). All insurance contracts can be serviced by our experienced multilingual support team. ASN also provides Services to Corporate Clients on Corporate Health, local and international Employee benefits, Pooling Set-up and Monitoring, Virtual Pooling and Reporting. 11

Exceptional Service

Concierge-quality services ensure that you receive the best possible care; from the consultation and set-up of your policy, through to all claims processing and renewals.

Internationale Krankenversicherung - ASN, Advisory Services Network AG provides world-class international health, life, disability, and loss of income insurance for Private Clients (expatriates, globally mobile professionals, emigrating individuals, HNWIs, families, and travelers) and Group Solutions for Corporate Clients (internationally active companies). All insurance contracts can be serviced by our experienced multilingual support team. ASN also provides Services to Corporate Clients on Corporate Health, local and international Employee benefits, Pooling Set-up and Monitoring, Virtual Pooling and Reporting. 10

Specialized Products

With the insurance providers, we are able to develop and offer exclusive insurance products that can be tailored to your individual needs.

Internationale Krankenversicherung - ASN, Advisory Services Network AG provides world-class international health, life, disability, and loss of income insurance for Private Clients (expatriates, globally mobile professionals, emigrating individuals, HNWIs, families, and travelers) and Group Solutions for Corporate Clients (internationally active companies). All insurance contracts can be serviced by our experienced multilingual support team. ASN also provides Services to Corporate Clients on Corporate Health, local and international Employee benefits, Pooling Set-up and Monitoring, Virtual Pooling and Reporting. 9

Trust & Transparency

Our consultants are 100% transparent and offer you indipendent expert advice. Our business is built on trust and long-lasting relationships.

Internationale Krankenversicherung - ASN, Advisory Services Network AG provides world-class international health, life, disability, and loss of income insurance for Private Clients (expatriates, globally mobile professionals, emigrating individuals, HNWIs, families, and travelers) and Group Solutions for Corporate Clients (internationally active companies). All insurance contracts can be serviced by our experienced multilingual support team. ASN also provides Services to Corporate Clients on Corporate Health, local and international Employee benefits, Pooling Set-up and Monitoring, Virtual Pooling and Reporting. 8

Global Support

No matter where you are in the world, you can be sure that your personal ASN support consultant will be available to assist you in any way possible.

Internationale Krankenversicherung - ASN, Advisory Services Network AG provides world-class international health, life, disability, and loss of income insurance for Private Clients (expatriates, globally mobile professionals, emigrating individuals, HNWIs, families, and travelers) and Group Solutions for Corporate Clients (internationally active companies). All insurance contracts can be serviced by our experienced multilingual support team. ASN also provides Services to Corporate Clients on Corporate Health, local and international Employee benefits, Pooling Set-up and Monitoring, Virtual Pooling and Reporting. 7

24/7 customer service

With ASN, you will always have access to some form of 24/7 customer service, whether it is with your personal consultant or the emergency contacts provided.

Internationale Krankenversicherung - ASN, Advisory Services Network AG provides world-class international health, life, disability, and loss of income insurance for Private Clients (expatriates, globally mobile professionals, emigrating individuals, HNWIs, families, and travelers) and Group Solutions for Corporate Clients (internationally active companies). All insurance contracts can be serviced by our experienced multilingual support team. ASN also provides Services to Corporate Clients on Corporate Health, local and international Employee benefits, Pooling Set-up and Monitoring, Virtual Pooling and Reporting. 6

Personal Advisor & Administration

Your personal advisor will handle the complete consultation & set-up of your insurance. Your support consultant will manage all administrative tasks including claims, guarantees of payment & renewals.

Questions & Answers

  • Is death by suicide covered?

    With some of our life insurance providers, suicide is covered after two years. If suicide occurs within the first two years of a policy being in force, then the beneficiary will receive the total premiums received for the policy to that date. This is specific to the provider and the policy. Please refer to your policy terms and conditions. If you have any questions, you can contact your ASN client consultant.

  • How long am I eligible for accidental death benefits?

    This is specific to the provider and your policy. As an example, one of our provider partners will only provide cover for accidental death from the beginning of the policy up until the insured’s 70th birthday. Please refer to your policy terms and conditions, or contact your ASN consultant.

  • What happens if I live past my term life insurance?

    Generally speaking, if you live beyond your term life insurance, you will no longer be eligible for benefits. Please refer to your policy terms and conditions or, alternatively, you can contact one of our client consultants.

  • What is life insurance?

    While health insurance insures the cover of your medical expenses, life insurance can cover any and all costs associated with your death, provide financial support to your loved ones, offer cover for terminal illness or accidental death, and can be tailored to cover just you or you and your spouse/partner.

  • What is a joint life insurance policy?

    A joint life insurance policy covers you and a second individual specified by you, usually a spouse or partner. These policies can usually be tailored to provide the beneficiaries with financial support after the death of the first insured or the death of the second insured. This can be specific to the insurance provider and the policy selected. The client consultants at ASN can assist in organizing this type of life insurance product for you.

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