International Health Insurance

30 years of expertise

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International Health Insurance - ASN, Advisory Services Network AG provides world-class international health, life, disability, and loss of income insurance for Private Clients (expatriates, globally mobile professionals, emigrating individuals, HNWIs, families, and travelers) and Group Solutions for Corporate Clients (internationally active companies). All insurance contracts can be serviced by our experienced multilingual support team. ASN also provides Services to Corporate Clients on Corporate Health, local and international Employee benefits, Pooling Set-up and Monitoring, Virtual Pooling and Reporting. 14

International Health Insurance with ASN: Worldwide & Lifelong.

International health insurance is designed to provide you with the right level of cover, whether you are living in another country, planning to move or relocate, or simply require a superior quality of private healthcare in your country of residence.

International health insurance guarantees a private status. You can upgrade and downgrade your policy, add or remove benefits, enjoy a higher quality of service and have peace of mind wherever you are in the world.

Find your personal consultant

Based on the information you provide, we select the right international health insurance solution for you, specific to your situation and needs. We communicate directly with the insurance provider to ensure you get the best deal and then handle the setup and administration of the policy for you at no additional costs.

A premium of a.round 6’000 Euro or CHF per person per year is to be expected for a good cover for an adult person. The premium level increase with the age and depending on the region of cover

Overview of benefits

  • International health insurance solutions with worldwide coverage & private status
  • Free choice of doctors, hospitals and clinics
  • Access to a free second opinion or consultation with a doctor or specialist
  • Access to a worldwide global network of specialist medical providers
  • Lifetime renewability
  • 24/7 Multilingual Helplines
  • Worldwide or regional cover

Additional Benefits

  • Outpatient treatment; including treatment of chronic illnesses, physiotherapy, medication, etc.
  • Routine and annual check-ups with your preferred doctor; including gynaecologist, urologist, oncologist, other specialists, etc.
  • Maternity: pregnancy and childbirth
  • Repatriation and evacuation
  • Rehabilitation
  • Alternative medicine
  • Dental and optical

INTERNATIONAL HEALTH INSURANCE

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With your international health insurance you receive ASN’s superior and exclusive service, at no additional cost.

Internationale Krankenversicherung - ASN, Advisory Services Network AG provides world-class international health, life, disability, and loss of income insurance for Private Clients (expatriates, globally mobile professionals, emigrating individuals, HNWIs, families, and travelers) and Group Solutions for Corporate Clients (internationally active companies). All insurance contracts can be serviced by our experienced multilingual support team. ASN also provides Services to Corporate Clients on Corporate Health, local and international Employee benefits, Pooling Set-up and Monitoring, Virtual Pooling and Reporting. 11

Exceptional Service

Concierge-quality services ensure that you receive the best possible care; from the consultation and set-up of your policy, through to all claims processing and renewals.

Internationale Krankenversicherung - ASN, Advisory Services Network AG provides world-class international health, life, disability, and loss of income insurance for Private Clients (expatriates, globally mobile professionals, emigrating individuals, HNWIs, families, and travelers) and Group Solutions for Corporate Clients (internationally active companies). All insurance contracts can be serviced by our experienced multilingual support team. ASN also provides Services to Corporate Clients on Corporate Health, local and international Employee benefits, Pooling Set-up and Monitoring, Virtual Pooling and Reporting. 10

Specialized Products

With the insurance providers, we are able to develop and offer exclusive insurance products that can be tailored to your individual needs.

Internationale Krankenversicherung - ASN, Advisory Services Network AG provides world-class international health, life, disability, and loss of income insurance for Private Clients (expatriates, globally mobile professionals, emigrating individuals, HNWIs, families, and travelers) and Group Solutions for Corporate Clients (internationally active companies). All insurance contracts can be serviced by our experienced multilingual support team. ASN also provides Services to Corporate Clients on Corporate Health, local and international Employee benefits, Pooling Set-up and Monitoring, Virtual Pooling and Reporting. 9

Trust & Transparency

Our consultants are 100% transparent and offer you indipendent expert advice. Our business is built on trust and long-lasting relationships.

Internationale Krankenversicherung - ASN, Advisory Services Network AG provides world-class international health, life, disability, and loss of income insurance for Private Clients (expatriates, globally mobile professionals, emigrating individuals, HNWIs, families, and travelers) and Group Solutions for Corporate Clients (internationally active companies). All insurance contracts can be serviced by our experienced multilingual support team. ASN also provides Services to Corporate Clients on Corporate Health, local and international Employee benefits, Pooling Set-up and Monitoring, Virtual Pooling and Reporting. 8

Global Support

No matter where you are in the world, you can be sure that your personal ASN support consultant will be available to assist you in any way possible.

Internationale Krankenversicherung - ASN, Advisory Services Network AG provides world-class international health, life, disability, and loss of income insurance for Private Clients (expatriates, globally mobile professionals, emigrating individuals, HNWIs, families, and travelers) and Group Solutions for Corporate Clients (internationally active companies). All insurance contracts can be serviced by our experienced multilingual support team. ASN also provides Services to Corporate Clients on Corporate Health, local and international Employee benefits, Pooling Set-up and Monitoring, Virtual Pooling and Reporting. 7

24/7 customer service

With ASN, you will always have access to some form of 24/7 customer service, whether it is with your personal consultant or the emergency contacts provided.

Internationale Krankenversicherung - ASN, Advisory Services Network AG provides world-class international health, life, disability, and loss of income insurance for Private Clients (expatriates, globally mobile professionals, emigrating individuals, HNWIs, families, and travelers) and Group Solutions for Corporate Clients (internationally active companies). All insurance contracts can be serviced by our experienced multilingual support team. ASN also provides Services to Corporate Clients on Corporate Health, local and international Employee benefits, Pooling Set-up and Monitoring, Virtual Pooling and Reporting. 6

Personal Advisor & Administration

Your personal advisor will handle the complete consultation & set-up of your insurance. Your support consultant will manage all administrative tasks including claims, guarantees of payment & renewals.

Questions & Answers

  • Am I also covered for accidents?

    International Health Insurance covers you for both illness and accidents; in the event of an emergency or a planned treatment, you are protected.

  • Will I receive an Insurance Card?

    Depending on your insurance provider and your policy, once the premium has been paid, you will receive an insurance card by post. Some insurance providers will also give you the option of obtaining a digital insurance card that can be stored on your smartphone, while others can also provide a printable version for immediate use.

  • Will my insurance cover treatment in my home country?

    Yes, in most cases, you will be covered for surgery/treatment in your home country. Please note, this can be specific to your policy or the provider. International Health Insurance solutions are designed for expats and travellers in need of consistent mobile coverage. Please contact your ASN consultant if you have any questions.

  • What deductible can I choose?

    Depending on the provider, you can pick a deductible ranging from USD $0 – $50’000. This is applied per person on an annual basis. More detailed information on this, specific to your insurance provider, can be found in your customer handbook or policy T&C’s.

  • Can my policy be terminated due to too many claims?

    No, the insurance companies are not permitted to terminate a contract due to too many claims/invoices. You are guaranteed a lifetime coverage.

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