International health insurance for your
long-term stay abroad

Optimal coverage worldwide – with international health insurance that suits your lifestyle wherever you are living.

ASN: Your independent broker for international health insurance

As an international insurance broker with over 30 years of experience, ASN are your reliable partner here to assist you with independent advice and tailor-made insurance solutions. You benefit from high-quality international health insurance that is perfectly aligned you’re your individual need and lifestyle.

Request a non-binding quote now

Who is international health insurance or long-term overseas health insurance suitable for?

Our international health insurance policies for private individuals are aimed at people who are staying abroad or travelling for at least 12 months and want to be well protected and advised.

 

 

What does international health insurance cover?

International health insurance covers all relevant healthcare services in the event of illness or accident, depending on your needs and the solution you choose. This includes, among other things:

  • Internationale Krankenversicherung Neu - ASN, Advisory Services Network AG provides world-class international health, life, disability, and loss of income insurance for Private Clients (expatriates, globally mobile professionals, emigrating individuals, HNWIs, families, and travelers) and Group Solutions for Corporate Clients (internationally active companies). All insurance contracts can be serviced by our experienced multilingual support team. ASN also provides Services to Corporate Clients on Corporate Health, local and international Employee benefits, Pooling Set-up and Monitoring, Virtual Pooling and Reporting. 14

    Outpatient and inpatient treatment in doctors’ surgeries, hospitals and clinics

  • Internationale Krankenversicherung Neu - ASN, Advisory Services Network AG provides world-class international health, life, disability, and loss of income insurance for Private Clients (expatriates, globally mobile professionals, emigrating individuals, HNWIs, families, and travelers) and Group Solutions for Corporate Clients (internationally active companies). All insurance contracts can be serviced by our experienced multilingual support team. ASN also provides Services to Corporate Clients on Corporate Health, local and international Employee benefits, Pooling Set-up and Monitoring, Virtual Pooling and Reporting. 15

    Supply of prescribed medicines and therapies

  • Internationale Krankenversicherung Neu - ASN, Advisory Services Network AG provides world-class international health, life, disability, and loss of income insurance for Private Clients (expatriates, globally mobile professionals, emigrating individuals, HNWIs, families, and travelers) and Group Solutions for Corporate Clients (internationally active companies). All insurance contracts can be serviced by our experienced multilingual support team. ASN also provides Services to Corporate Clients on Corporate Health, local and international Employee benefits, Pooling Set-up and Monitoring, Virtual Pooling and Reporting. 16

    Maternity: pregnancy examinations, childbirth and postnatal care

  • Internationale Krankenversicherung Neu - ASN, Advisory Services Network AG provides world-class international health, life, disability, and loss of income insurance for Private Clients (expatriates, globally mobile professionals, emigrating individuals, HNWIs, families, and travelers) and Group Solutions for Corporate Clients (internationally active companies). All insurance contracts can be serviced by our experienced multilingual support team. ASN also provides Services to Corporate Clients on Corporate Health, local and international Employee benefits, Pooling Set-up and Monitoring, Virtual Pooling and Reporting. 17

    Dental and eye treatment: optional inclusion for dental treatment and visual aids

  • Internationale Krankenversicherung Neu - ASN, Advisory Services Network AG provides world-class international health, life, disability, and loss of income insurance for Private Clients (expatriates, globally mobile professionals, emigrating individuals, HNWIs, families, and travelers) and Group Solutions for Corporate Clients (internationally active companies). All insurance contracts can be serviced by our experienced multilingual support team. ASN also provides Services to Corporate Clients on Corporate Health, local and international Employee benefits, Pooling Set-up and Monitoring, Virtual Pooling and Reporting. 18

    Rehabilitation and physiotherapy after accident or illness

  • Internationale Krankenversicherung Neu - ASN, Advisory Services Network AG provides world-class international health, life, disability, and loss of income insurance for Private Clients (expatriates, globally mobile professionals, emigrating individuals, HNWIs, families, and travelers) and Group Solutions for Corporate Clients (internationally active companies). All insurance contracts can be serviced by our experienced multilingual support team. ASN also provides Services to Corporate Clients on Corporate Health, local and international Employee benefits, Pooling Set-up and Monitoring, Virtual Pooling and Reporting. 19

    Evacuation and repatriation in the event of crises or medical necessity

Home Neu - ASN, Advisory Services Network AG provides world-class international health, life, disability, and loss of income insurance for Private Clients (expatriates, globally mobile professionals, emigrating individuals, HNWIs, families, and travelers) and Group Solutions for Corporate Clients (internationally active companies). All insurance contracts can be serviced by our experienced multilingual support team. ASN also provides Services to Corporate Clients on Corporate Health, local and international Employee benefits, Pooling Set-up and Monitoring, Virtual Pooling and Reporting. 7

Where is international health insurance valid?

Depending on your needs and contract, international health insurance can offer cover in certain regions or even worldwide. With decades of experience and a broad global network of insurers and partners around the world, ASN is uniquely positioned to find the right solution for your chosen destination — wherever that may be.

Other countries

China, Costa Rica, Mexico, Australia, New Zealand, Norway, Sweden, Portugal, Bali… and many more

We would be happy to advise you on the best solution for your new or temporary home. If you are staying in several countries or need worldwide cover, we can also find the right solution for you.

 

Request a non-binding quote now

Why trust ASN when it comes to international health insurance?

  • Impressum - ASN, Advisory Services Network AG provides world-class international health, life, disability, and loss of income insurance for Private Clients (expatriates, globally mobile professionals, emigrating individuals, HNWIs, families, and travelers) and Group Solutions for Corporate Clients (internationally active companies). All insurance contracts can be serviced by our experienced multilingual support team. ASN also provides Services to Corporate Clients on Corporate Health, local and international Employee benefits, Pooling Set-up and Monitoring, Virtual Pooling and Reporting. 8

    30 years of experience and international expertise

    We specialise in cross-border insurance solutions and have a global network of reliable partners.

  • Independent advice and access to top insurance products worldwide

    We understand the various international and local insurance solutions and will recommend the provider that best suits your situation – ensuring you receive the right coverage, wherever life takes you.

  • Impressum - ASN, Advisory Services Network AG provides world-class international health, life, disability, and loss of income insurance for Private Clients (expatriates, globally mobile professionals, emigrating individuals, HNWIs, families, and travelers) and Group Solutions for Corporate Clients (internationally active companies). All insurance contracts can be serviced by our experienced multilingual support team. ASN also provides Services to Corporate Clients on Corporate Health, local and international Employee benefits, Pooling Set-up and Monitoring, Virtual Pooling and Reporting. 10

    Comprehensive, worry-free support – even after you sign up

    We continue to support you after the contract has been concluded: with questions, change requests or claims processing. So you can sleep soundly.

  • Priority service status with numerous insurance partners

    Thanks to special agreements, many of our partners give your enquiries priority treatment. This means you receive answers faster and get your money faster in the event of a claim.

Auswanderer - ASN, Advisory Services Network AG provides world-class international health, life, disability, and loss of income insurance for Private Clients (expatriates, globally mobile professionals, emigrating individuals, HNWIs, families, and travelers) and Group Solutions for Corporate Clients (internationally active companies). All insurance contracts can be serviced by our experienced multilingual support team. ASN also provides Services to Corporate Clients on Corporate Health, local and international Employee benefits, Pooling Set-up and Monitoring, Virtual Pooling and Reporting. 1

“Your health deserves only the best, worldwide.” – Pascal Fanti, Managing Director ASN

Secure international health insurance cover with Swiss quality.
More about us

INTERNATIONAL HEALTH INSURANCE

Request a quote

Frequently asked questions about international health insurance and ASN

  • What is the difference between international health insurance and overseas or travel health insurance?

    Overseas health insurance or travel health insurance only applies to shorter stays abroad, such as trips. It supplements the insurance in your home country and ends when you return home. Furthermore, only acute illnesses and accidents are covered.

  • Which is better: international health insurance or local insurance in the destination country?

    Local insurance policies typically offer limited cover and are only valid in the country in question. Depending on the situation, cover and benefits may be limited. International health insurance, on the other hand, provides you with regional or worldwide cover, maximum flexibility, “private customer status” and together with ASN, trusted first-class service with Swiss quality. It’s the ideal solution for a mobile, global lifestyle.

  • How much does international health insurance cost?

    You can usually get good coverage from CHF/EUR/GBP 6,000 per year, depending on your destination region, age and state of health. We would be happy to advise you on the best solutions and put together a personalised quote for you with no obligation.

  • How does ASN differ from an insurance company that offers international health insurance?

    ASN is not an insurer, but an independent insurance broker. We broker solutions from several trusted providers without being tied to specific products. Many of the solutions we broker are available exclusively through ASN, with extended benefits or special conditions.

  • Does ASN charge for advice on long-term international insurance?

    No, the insurance premium remains the same whether you take out a policy directly with the insurer or through ASN. However, we also offer impartial, professional advice and personal support in English, Swiss German/ German, French or Italian.

  • How does taking out international health insurance via ASN work?

    1. Comprehensive needs analysis: We take the time to understand your life situation and needs. If you are planning to move abroad, we are happy to advise you about cancelling
    2. Assessment of your situation: We collect all relevant information to find suitable solutions.
    3. Individual policy overview: You will receive a clear comparison of suitable options so that you can make an informed decision.
    4. Application and health check: We guide you through the entire application process — including help with completing forms and answering health-related question.
    5. Policy issuance and support in the event of a claim: Once your insurance begins, ASN are not only there to answer your questions, but also to manage the entire claims process on your behalf – ensuring swift, smooth handling and peace of mind when you need it most.

  • How can I be sure that ASN really gives me independent and fair advice?

    Our advice is based on over 30 years of experience, in-depth expertise and a clear goal: to find the best individual solution for each person. We focus on long-term customer relationships and partnerships.

    We only work exclusively with selected, trustworthy insurers, and are not tied to any specific products. Thanks to comparable quality standards and transparent remuneration, your personal needs alone determine your choice of insurance with us.

  • How does ASN support me after the contract has been concluded?

    At ASN, we remain your dedicated point of contact and, if necessary, handle communication with the insurer. In the event of a claim, we guarantee fast and uncomplicated processing – so that you can focus on recovery.

  • Does ASN also arrange health insurance for people living in Switzerland?

    No, ASN specialises in international solutions. If required, we will be happy to recommend competent partners for local Swiss health insurance.

Other insurances

INTERNATIONAL life INSURANCE

Request a quote

Travel insurance

Request an offer

International Income Protection & Disability Insurance

Request a quote
What is an international health insurance broker

What is an international health insurance broker

Looking for international medical insurance but not sure where to start A health insurance broker can help you to find the right insurance for you, all for free.

Our #MakeaDifference Series: Changing the life of Silverio Petrini
We’re here to make a difference in the lives of our clients – whether that’s helping to connect them with health providers they really need, solving travel headaches or simply being there during difficult times.
5 reasons income protection and disability insurance are a must-have

5 reasons income protection and disability insurance are a must-have

What is income protection and disability insurance and why should I have it? These are questions that many of us ask ourselves, and for a good reason. Protecting yourself and your financial position, based on your profession is essential to guarantee your security, your future and the security of your loved ones.