International Income Protection & Disability Insurance

No matter your profession, disability insurance will guarantee your financial security.

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Income Protection & Disability Insurance - ASN, Advisory Services Network AG provides world-class international health, life, disability, and loss of income insurance for Private Clients (expatriates, globally mobile professionals, emigrating individuals, HNWIs, families, and travelers) and Group Solutions for Corporate Clients (internationally active companies). All insurance contracts can be serviced by our experienced multilingual support team. ASN also provides Services to Corporate Clients on Corporate Health, local and international Employee benefits, Pooling Set-up and Monitoring, Virtual Pooling and Reporting. 1

Your career and income are dependent on your health… You need a disability insurance that you can count on.

Income protection and disability insurance provides cover for professionals in all different classes of work. Specifically, it provides cover for accidents and illnesses that result in loss of limb(s), eyesight, speech, hearing, or permanent and total disablement.

With this type of insurance, you have the security of knowing you will be compensated should you not be able to resume your original profession. You will not be forced to seek other work and, should you need to change your profession as a result of disablement, you will not lose your entitlements.

Income protection and disability insurance is ideal for all professionals concerned with not being able to work due to accident or illness. It also provides cover for loss of license (e.g. pilots), as well as with or without accidental death, and temporary total disablement.

FIND YOUR PERSONAL ADVISOR

Additional Benefits Overview of benefits

  • A one-off lump sum payment
  • Monthly, quarterly, semi-annual and annual payment options
  • Worldwide coverage
  • Insurance currency available in EUR, USD, CHF or GBP
  • Customer friendly application questions
  • Benefits of up to five times your annual income, or a maximum of EUR 12,500,000

With your international Income Protection & Disability Insurance you receive ASN’s superior and exclusive service, at no additional cost.

Internationale Krankenversicherung - ASN, Advisory Services Network AG provides world-class international health, life, disability, and loss of income insurance for Private Clients (expatriates, globally mobile professionals, emigrating individuals, HNWIs, families, and travelers) and Group Solutions for Corporate Clients (internationally active companies). All insurance contracts can be serviced by our experienced multilingual support team. ASN also provides Services to Corporate Clients on Corporate Health, local and international Employee benefits, Pooling Set-up and Monitoring, Virtual Pooling and Reporting. 11

Exceptional Service

Concierge-quality services ensure that you receive the best possible care; from the consultation and set-up of your policy, through to all claims processing and renewals.

Internationale Krankenversicherung - ASN, Advisory Services Network AG provides world-class international health, life, disability, and loss of income insurance for Private Clients (expatriates, globally mobile professionals, emigrating individuals, HNWIs, families, and travelers) and Group Solutions for Corporate Clients (internationally active companies). All insurance contracts can be serviced by our experienced multilingual support team. ASN also provides Services to Corporate Clients on Corporate Health, local and international Employee benefits, Pooling Set-up and Monitoring, Virtual Pooling and Reporting. 10

Specialized Products

With the insurance providers, we are able to develop and offer exclusive insurance products that can be tailored to your individual needs.

Internationale Krankenversicherung - ASN, Advisory Services Network AG provides world-class international health, life, disability, and loss of income insurance for Private Clients (expatriates, globally mobile professionals, emigrating individuals, HNWIs, families, and travelers) and Group Solutions for Corporate Clients (internationally active companies). All insurance contracts can be serviced by our experienced multilingual support team. ASN also provides Services to Corporate Clients on Corporate Health, local and international Employee benefits, Pooling Set-up and Monitoring, Virtual Pooling and Reporting. 9

Trust & Transparency

Our consultants are 100% transparent and offer you indipendent expert advice. Our business is built on trust and long-lasting relationships.

Internationale Krankenversicherung - ASN, Advisory Services Network AG provides world-class international health, life, disability, and loss of income insurance for Private Clients (expatriates, globally mobile professionals, emigrating individuals, HNWIs, families, and travelers) and Group Solutions for Corporate Clients (internationally active companies). All insurance contracts can be serviced by our experienced multilingual support team. ASN also provides Services to Corporate Clients on Corporate Health, local and international Employee benefits, Pooling Set-up and Monitoring, Virtual Pooling and Reporting. 8

Global Support

No matter where you are in the world, you can be sure that your personal ASN support consultant will be available to assist you in any way possible.

Internationale Krankenversicherung - ASN, Advisory Services Network AG provides world-class international health, life, disability, and loss of income insurance for Private Clients (expatriates, globally mobile professionals, emigrating individuals, HNWIs, families, and travelers) and Group Solutions for Corporate Clients (internationally active companies). All insurance contracts can be serviced by our experienced multilingual support team. ASN also provides Services to Corporate Clients on Corporate Health, local and international Employee benefits, Pooling Set-up and Monitoring, Virtual Pooling and Reporting. 7

24/7 customer service

With ASN, you will always have access to some form of 24/7 customer service, whether it is with your personal consultant or the emergency contacts provided.

Internationale Krankenversicherung - ASN, Advisory Services Network AG provides world-class international health, life, disability, and loss of income insurance for Private Clients (expatriates, globally mobile professionals, emigrating individuals, HNWIs, families, and travelers) and Group Solutions for Corporate Clients (internationally active companies). All insurance contracts can be serviced by our experienced multilingual support team. ASN also provides Services to Corporate Clients on Corporate Health, local and international Employee benefits, Pooling Set-up and Monitoring, Virtual Pooling and Reporting. 6

Personal Advisor & Administration

Your personal advisor will handle the complete consultation & set-up of your insurance. Your support consultant will manage all administrative tasks including claims, guarantees of payment & renewals.

Questions & Answers

  • Where am I covered?

    Generally, you have worldwide coverage. Please refer to your policy terms and conditions for any exclusions or, alternatively, you can contact your ASN consultant for more information.

  • When does the cover begin and end?

    The start date of your insurance is specified on your insurance certificate. As long as you have paid your first insurance premium on time and in full, there should be no problems. If you are unsure, please contact your ASN consultant directly or email hc.ns1737591446a@ofn1737591446i1737591446

  • Can I cancel my insurance contract?

    Yes, you can cancel your contract at the end of the agreed period (usually no less than 3 months beforehand). We can also cancel the contract on your behalf. Please refer to the policy terms and conditions regarding cancellation or contact your ASN consultant who will be able to assist with the cancellation.

  • When and how should I pay?

    Your first payment must be made no later than two weeks after the confirmation of your insurance policy. You will be notified when additional contributions are to be made. You can directly transfer the funds to the insurance provider or authorize the funds to be withdrawn from your account. Your personal ASN consultant will assist in the setup of your preferred payment method.

  • What is not covered?

    The following are typical exclusions from this type of insurance cover: suicide or attempted suicide, war, willful exposure to needles, unapproved flying, alcoholism, drug abuse, unprescribed nuclear radiation exposure, biological/chemical terrorism, mental illness/depression, pregnancy/childbirth, and cosmetic surgery/aesthetic treatments. Please refer to your policy terms and conditions for exact exclusions or contact your ASN client consultant for more information.

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Get a Quote

Select one of the insurance products below to begin the process for receiving your quote:

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    ico International Health Insurance

    We offer international health insurance solutions from approx. CHF or EURO 6’000* per person per year.

    *Prices may vary depending on age and region.

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        # Travel insurance

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          # Income Protection & Disability Insurance

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