International health insurance to suit your global needs.

ASN provides world-class international health insurance coverage.

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Private Clients - ASN, Advisory Services Network AG provides world-class international health, life, disability, and loss of income insurance for Private Clients (expatriates, globally mobile professionals, emigrating individuals, HNWIs, families, and travelers) and Group Solutions for Corporate Clients (internationally active companies). All insurance contracts can be serviced by our experienced multilingual support team. ASN also provides Services to Corporate Clients on Corporate Health, local and international Employee benefits, Pooling Set-up and Monitoring, Virtual Pooling and Reporting. 10

Life insurance to guarantee your family’s financial future.

Our consultants provide you and your family with comprehensive life insurance solutions.

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Private Clients - ASN, Advisory Services Network AG provides world-class international health, life, disability, and loss of income insurance for Private Clients (expatriates, globally mobile professionals, emigrating individuals, HNWIs, families, and travelers) and Group Solutions for Corporate Clients (internationally active companies). All insurance contracts can be serviced by our experienced multilingual support team. ASN also provides Services to Corporate Clients on Corporate Health, local and international Employee benefits, Pooling Set-up and Monitoring, Virtual Pooling and Reporting. 7

Income Protection and Disability Insurance for your financial security.

Our insurance specialists offer you the best income protection and disability insurance solutions.

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Private Clients - ASN, Advisory Services Network AG provides world-class international health, life, disability, and loss of income insurance for Private Clients (expatriates, globally mobile professionals, emigrating individuals, HNWIs, families, and travelers) and Group Solutions for Corporate Clients (internationally active companies). All insurance contracts can be serviced by our experienced multilingual support team. ASN also provides Services to Corporate Clients on Corporate Health, local and international Employee benefits, Pooling Set-up and Monitoring, Virtual Pooling and Reporting. 8

Travel insurance to keep you safe in all destinations.

ASN offers a selection of comprehensive travel insurance solutions for all types of travellers.

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Private Clients - ASN, Advisory Services Network AG provides world-class international health, life, disability, and loss of income insurance for Private Clients (expatriates, globally mobile professionals, emigrating individuals, HNWIs, families, and travelers) and Group Solutions for Corporate Clients (internationally active companies). All insurance contracts can be serviced by our experienced multilingual support team. ASN also provides Services to Corporate Clients on Corporate Health, local and international Employee benefits, Pooling Set-up and Monitoring, Virtual Pooling and Reporting. 9
Private Clients - ASN, Advisory Services Network AG provides world-class international health, life, disability, and loss of income insurance for Private Clients (expatriates, globally mobile professionals, emigrating individuals, HNWIs, families, and travelers) and Group Solutions for Corporate Clients (internationally active companies). All insurance contracts can be serviced by our experienced multilingual support team. ASN also provides Services to Corporate Clients on Corporate Health, local and international Employee benefits, Pooling Set-up and Monitoring, Virtual Pooling and Reporting. 6

International Health Insurance

International health insurance is a comprehensive private medical insurance that is recognised worldwide. International health insurance guarantees a private status and access to the best hospitals, clinics and doctors available.

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Private Clients - ASN, Advisory Services Network AG provides world-class international health, life, disability, and loss of income insurance for Private Clients (expatriates, globally mobile professionals, emigrating individuals, HNWIs, families, and travelers) and Group Solutions for Corporate Clients (internationally active companies). All insurance contracts can be serviced by our experienced multilingual support team. ASN also provides Services to Corporate Clients on Corporate Health, local and international Employee benefits, Pooling Set-up and Monitoring, Virtual Pooling and Reporting.

International Income Protection & Disability Insurance

What would the financial future hold for you and your family and your company, should you be unable to work?

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Private Clients - ASN, Advisory Services Network AG provides world-class international health, life, disability, and loss of income insurance for Private Clients (expatriates, globally mobile professionals, emigrating individuals, HNWIs, families, and travelers) and Group Solutions for Corporate Clients (internationally active companies). All insurance contracts can be serviced by our experienced multilingual support team. ASN also provides Services to Corporate Clients on Corporate Health, local and international Employee benefits, Pooling Set-up and Monitoring, Virtual Pooling and Reporting. 3

International Life Insurance

Our plans cover life, Critical Illness and Disability with an optional indexation of 5%

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Private Clients - ASN, Advisory Services Network AG provides world-class international health, life, disability, and loss of income insurance for Private Clients (expatriates, globally mobile professionals, emigrating individuals, HNWIs, families, and travelers) and Group Solutions for Corporate Clients (internationally active companies). All insurance contracts can be serviced by our experienced multilingual support team. ASN also provides Services to Corporate Clients on Corporate Health, local and international Employee benefits, Pooling Set-up and Monitoring, Virtual Pooling and Reporting. 4

Travel Insurance

Travel covers emergency medical expenses, loss of luggage and unexpected travel changes.

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The added value of ASN: Priority Status, Superior Services, Additional Medical Advice.

Private - ASN, Advisory Services Network AG provides world-class international health, life, disability, and loss of income insurance for Private Clients (expatriates, globally mobile professionals, emigrating individuals, HNWIs, families, and travelers) and Group Solutions for Corporate Clients (internationally active companies). All insurance contracts can be serviced by our experienced multilingual support team. ASN also provides Services to Corporate Clients on Corporate Health, local and international Employee benefits, Pooling Set-up and Monitoring, Virtual Pooling and Reporting. 7

Priority Status

As ASN is a Priority Partner with international insurance providers, you will receive exclusive Priority Status benefits & options.

Private - ASN, Advisory Services Network AG provides world-class international health, life, disability, and loss of income insurance for Private Clients (expatriates, globally mobile professionals, emigrating individuals, HNWIs, families, and travelers) and Group Solutions for Corporate Clients (internationally active companies). All insurance contracts can be serviced by our experienced multilingual support team. ASN also provides Services to Corporate Clients on Corporate Health, local and international Employee benefits, Pooling Set-up and Monitoring, Virtual Pooling and Reporting. 6

Personal Adviser

Your own personal adviser will tailor the best insurance solutions for you, & handle all of the administrative work, with concierge-quality service in your preferred language.

Private - ASN, Advisory Services Network AG provides world-class international health, life, disability, and loss of income insurance for Private Clients (expatriates, globally mobile professionals, emigrating individuals, HNWIs, families, and travelers) and Group Solutions for Corporate Clients (internationally active companies). All insurance contracts can be serviced by our experienced multilingual support team. ASN also provides Services to Corporate Clients on Corporate Health, local and international Employee benefits, Pooling Set-up and Monitoring, Virtual Pooling and Reporting. 5

Global Support

Thousands of clients around the world trust ASN since 1995, so you can be sure that you will receive the right support no matter where you are.

Private - ASN, Advisory Services Network AG provides world-class international health, life, disability, and loss of income insurance for Private Clients (expatriates, globally mobile professionals, emigrating individuals, HNWIs, families, and travelers) and Group Solutions for Corporate Clients (internationally active companies). All insurance contracts can be serviced by our experienced multilingual support team. ASN also provides Services to Corporate Clients on Corporate Health, local and international Employee benefits, Pooling Set-up and Monitoring, Virtual Pooling and Reporting. 4

Medical Prevention and Case Navigation

ASN provides new health services in an exclusive partnership with Medix Global. Medical Prevention, Case Navigation, Medical Rehabilitation and Mental Health.

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What is an international health insurance broker

What is an international health insurance broker

Looking for international medical insurance but not sure where to start A health insurance broker can help you to find the right insurance for you, all for free.

Our #MakeaDifference Series: Traveling the world with Francesca Giarrante
As part of our #MakeaDifference series, we’re focusing on the amazing stories we’ve become a part of. ASN is here to make a difference in the lives of our clients and our employees, and this story really highlights how much we care about the lives we touch. Read on to learn about Francesca Giarrante, one of our outstanding Customer Care team members.
Medical Second Opinion – 5 Reasons to Use It.

Medical Second Opinion – 5 Reasons to Use It.

Imagine sitting in a clinic and being told by your doctor that you have been diagnosed with a terminal illness. Naturally, you are shocked and do not want to believe such bad news. You also want to trust your doctor is opinion.

In situations like this, absolute confirmation of your diagnosis is key. As such, a second opinion is both essential and comforting, knowing that you have been given the right information and advice.

Questions & Answers

  • Will my insurance cover treatment in my home country?

    Yes, in most cases, you will be covered for surgery/treatment in your home country. Please note, this can be specific to your policy or the provider. International Health Insurance solutions are designed for expats and travellers in need of consistent mobile coverage. Please contact your ASN consultant if you have any questions.

  • What are the options for payment?

    Most insurance providers offer a monthly, quarterly, bi-annual and annual payment plan. Please note that for bi-annual payments and up, a credit card could be required for payment processing. Annual payments can also be made by bank transfer. Most insurance providers will offer a discount for an annual payment; this option is recommended.

  • How long does it take to process my application? When do I get my policy?

    Depending on the insurance provider and type of insurance, application processing times can vary for each customer or case. Providing all the necessary information as accurately and detailed as possible, in relation to past and present medical conditions, can improve the speed of the application process. In most cases, processing an application can take between 2 – 7 business days. Your ASN consultant will ensure that the application process is as fast as possible.

    If you have supplementary insurance or are transferring from an existing international insurance, ASN’s free-vesting agreement will support a smooth and fast transition/application process.

  • Which languages are available at ASN & in the insurance companies?

    Most insurance companies offer a 24/7 multilingual support line. While most insurance documents are in published English, ASN’s insurance partners also provide support to French, Spanish, and German speaking customers.

    ASN can offer you support and services in German, French, Italian, English, and  Portuguese, via phone, email, and face-to-face. If you require assistance outside of ASN’s business hours, e.g. in the event of an emergency, please refer to the reverse side of your insurance card for your insurance provider’s 24/7 multilingual support line.

  • Who is my contact person?

    ASN is first and foremost your insurance contact. Your assigned personal ASN consultant will help you with renewals, claims, guarantees of payment, and general inquiries. Outside of business hours, and in emergencies, you can contact the insurance provider directly using the contact details on the reverse side of your insurance card.

Enjoy the benefits of having your own personal consultant.

Giovanni Bretti

Giovanni Bretti

Head Private Clients

  • DE
  • EN
  • IT

+41 43 399 89 63

+41 79 156 36 36

Majuran Panchalingam

Majuran Panchalingam

International Insurance Consultant

  • DE
  • EN

+41 43 399 89 74

Françoise Villoz

Françoise Villoz

Senior International Insurance Consultant

  • DE
  • EN
  • FR

+41 43 499 89 75

+41 79 901 10 41

Alexander Speck

Alexander Speck

International Insurance Consultant

  • DE
  • EN

+41 43 399 89 64

Sonia Kannanmannil

Sonia Kannanmannil

International Insurance Consultant

  • EN
  • IT

+41 43 399 89 71

Isis Jenny

Isis Jenny

Junior International Insurance Consultant

  • DE
  • EN
  • FR

+41 43 399 89 70