Global health cover: wherever you are, when you need it most.

International health insurance is designed to provide you with the most comprehensive level of cover, whether you are living in another country, planning to move or relocate, or simply require a superior quality of private healthcare in your country of residence.

International health insurance guarantees a private status. You can upgrade and downgrade your policy, add or remove benefits, enjoy a higher quality of service and have peace of mind wherever you are in the world.

Based on the information you provide, we select the right international health insurance solution for you, specific to your situation and needs. We communicate directly with the insurance provider to ensure you get the best deal and then handle the setup and administration of the policy for you, free of charge.

Find your personal advisor

Overview of benefits

  • The best health insurance solutions with worldwide coverage & private status
  • Free choice of doctors, hospitals and clinics
  • Access to a free second opinion or consultation with a doctor or specialist
  • Access to a global network of specialist medical providers
  • Lifetime renewability
  • 24/7 Multilingual Helplines
  • Worldwide security

Additional Benefits

  • Outpatient treatment; including treatment of chronic illnesses, physiotherapy, medication, etc.
  • Routine and annual check-ups with your preferred doctor; including gynaecologist, urologist, oncologist, other specialists, etc.
  • Maternity: pregnancy and childbirth
  • Repatriation and evacuation
  • Rehabilitation
  • Alternative medicine
  • Dental and optical

With your insurance you receive ASN’s superior and exclusive service, 100% free-of-charge.

Exceptional Service

Concierge-quality services that are free-of-charge and ensure that you receive the best possible care; from the consultation and set-up of your policy, through to all claims processing and renewals.

Specialized Products

With the insurance providers, we are able to develop and offer exclusive insurance products that can be tailored to your individual needs.

Trust & Transparency

Our consultants are 100% transparent and offer you honest & expert advice. Our business is built on trust and long-lasting relationships.

Global Support

No matter where you are in the world, you can be sure that your personal ASN support consultant will be available to assist you in any way possible.

24/7 customer service

With ASN, you will always have access to some form of 24/7 customer service, whether it is with your personal consultant or the emergency contacts provided.

Personal Advisor & Administration

Your personal advisor will handle the complete consultation & set-up of your insurance. Your support consultant will manage all administrative tasks including claims, guarantees of payment & renewals.
Customer story

Esther's story

"I don’t know what I would have done without the incredible support and thoughtful service provided by ASN."


Questions & Answers

Will my insurance cover treatment in my home country?
Yes, in most cases, you will be covered for surgery/treatment in your home country. Please note, this can be specific to your policy or the provider. International Health Insurance solutions are designed for expats and travellers in need of consistent mobile coverage. Please contact your ASN consultant if you have any questions.
Can my policy be terminated due to too many claims?
No, the insurance companies are not permitted to terminate a contract due to too many claims/invoices. You are guaranteed a lifetime coverage.
Are the medical costs billed directly to the insurance provider?
Medical expenses are generally billed on a "pay and claim" basis. However, some providers will cover costs upfront. For more information on this and on obtaining a Guarantee of Payment (GOP), please contact your ASN consultant.
What is the minimum insurance period?
With most insurance providers, the contract period is usually one year.
Will my pre-existing conditions be included?
Pre-existing medical conditions can either be rejected or accepted against a loading. Please contact your ASN consultant if you have further questions.
Do you have more questions?
Visit the help center

Or you can contact us directly:
Contact a consultant
Will my insurance cover treatment in my home country?
Yes, in most cases, you will be covered for surgery/treatment in your home country. Please note, this can be specific to your policy or the provider. International Health Insurance solutions are designed for expats and travellers in need of consistent mobile coverage. Please contact your ASN consultant if you have any questions.
Can my policy be terminated due to too many claims?
No, the insurance companies are not permitted to terminate a contract due to too many claims/invoices. You are guaranteed a lifetime coverage.
Are the medical costs billed directly to the insurance provider?
Medical expenses are generally billed on a "pay and claim" basis. However, some providers will cover costs upfront. For more information on this and on obtaining a Guarantee of Payment (GOP), please contact your ASN consultant.
What is the minimum insurance period?
With most insurance providers, the contract period is usually one year.
Will my pre-existing conditions be included?
Pre-existing medical conditions can either be rejected or accepted against a loading. Please contact your ASN consultant if you have further questions.
Alessandro Bocca
Alessandro Bocca
Insurance Consultation
IT / EN
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Françoise Villoz
Françoise Villoz
Insurance Consultation
DE / FR / EN
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Marie Modini
Marie Modini
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Raphael Schwitter
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Sandro Jürgensen
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Silvana Beer
Silvana Beer
Insurance Consultation
DE / EN / IT
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Camille Marcelpoil
Camille Marcelpoil
Customer Care
FR / EN
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As an independent expert in international insurance, we help you find tailor-made solutions for the needs of your international clients - whatever they may be.